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Non Life Insurance

Non Life Insurance Products

Life Insurance is of great importance to individuals, groups, business community and general public. Insurance provides financial protection against a loss arising due to an uncertain event. A person can avail this protection by contributing a small premium to an insurance company.

Human life is subject to various risks—risk of death or disability due to natural or accidental causes.

Insurance products available for life and non-life are many. In non-life, apart form personal covers such as accident covers and health insurance, there are products covering liabilities under a particular law and or common law.

Personal Accident cover is also for protection. In the event of death or disability, permanent or temporary, of the insured, it provides for compensation which is either the whole or a percentage of the Capital Sum Insured depending on the kind of loss

Health Insurance the policy seeks to cover expenses towards of treatment of diseases and or injury upto the Sum Insured opted for by the insured.

Property Insurance provides protection against most risks to property, such as fire, theft and some weather damage. This includes specialized forms of insurance such as fire insurance, flood insurance, earthquaake insurance, home insurance, or boiler insurance.

Vehicle Insurance (also known as auto insurance, car insurance, or motor insurance) is insurance for cars, trucks, motorcycles, and other road vehicles. Its primary use is to provide financial protection against physical damage and/or bodily injury resulting from traffic collisions and against liability that could also arise therefrom. The specific terms of vehicle insurance vary with legal regulations in each region. To a lesser degree vehicle insurance may additionally offer financial protection against theft of the vehicle and possibly damage to the vehicle, sustained from things other than traffic collisions